Become a Member

Joining is easy and has many benefits! To become a member all you need to do is be living, working or studying within our common bond. We cater for individual and joint membership accounts as well as businesses, clubs and societies. Pop into one of our branches to join or call 069-64444.

To open an account, you need the following items:

  • Photo ID, e.g. Passport, Drivers Licence
  • Verification of Address within the last 6 months e.g. Utility Bill, Bank Statement, Government Document
  • Proof of PPS Number

To open an account for a minor, you need the following:

  • Passport or a copy of the child’s birth certificate
  • Proof of the child’s PPS number, e.g. medical card, government letter
  • Proof of parents’ address, e.g. recent utility bill dated within the last six months
  • Proof of parents’ ID, e.g. passport, recent utility bill dated within the last three months

Alternatively your child can open their account through one of our participating School Credit Union Programme. Click here for list of participating schools.

Benefits of Membership

  • Excellent member service with friendly, professional management and staff
  • No transaction fees
  • Very competitive interest rates with flexible repayment options
  • On demand access to savings which are secured up to €100,000
  • Convenient opening hours, including weekends
  • FREE loan protection insurance
  • FREE life savings insurance
  • Repayment protection insurance
  • Community based organisation
  • You can complete a nomination form enabling you to nominate any person(s) to receive the money in your account in the event of your death up to a value of €23,000.

Our Common Bond

Like all Credit Unions, our members share a common bond; a factor that “unites all members“. Our common bond extends to any person residing, working or in education in the Rathkeale, Adare and Croom areas. Historically this area takes in the parishes of Rathkeale, Croagh, Cappagh, Adare, Kilfinney, Croom, Banogue, Manister, Ballingarry, and Granagh.

You may also join by association. To do so, you must be living in the same house as a person with an account in Rathkeale & District Credit Union.