Dreaming of a holiday?

Whether it’s soaking up the Winter sun or enjoying the crisp, fresh snow air as you snowplow down the French alps or that dream family trip; go on that holiday with our reduced holiday loan!

Borrow up to €10,000 over 3 years at only 8.5% (8.83% APR). 

It’s now even easier to apply for a loan through our online banking or mobile app. Complete your loan application online from the comfort of your own couch!

Loan Calculator

Types of loans available
Amount you'd like to borrow (€)
Repayment term
For how long (years)
Each repayment will be:
Your total repayment will be:
The total interest will be:

Apply for a loan today

We’ve made it even easier to apply for a loan – apply online via CUOnline+, apply in-app, apply by phone or in-branch. You can also request a call-back using the form below.

Apply Online

Log in to our Online services and submit a secure loan application.

LOG IN

Loan Enquiry

Submit a loan enquiry and request a call back using our online form.

REQUEST A CALL BACK

Apply By Phone

Call our office and we will take your loan application over the phone.

069 64444

What Do I Need to Apply?

It’s quick and easy to apply for a loan with us. If you are applying for your loan online or in-app, you can upload your documentation there. If applying for a loan by phone or in-branch you can email your documentation to info@rdcu.ie.

Loan Documentation

  • 1 most recent payslip or social welfare slip
  • 3 most recent months bank statements

Additional Information

  • Proof of ID: Valid Drivers Licence or Passport
  • Proof of Address: Bank statement or utility bill dated within last 6 months
  • Proof of PPS: Payslip, Revenue or Medical Card. Public Service Card NOT acceptable
  • We may have your information already on file

Quick Join & Apply

  • Yes, you can Join and apply for a loan same day.
  • Call to any of our branches with the loan & additional documentation listed. You can complete a membership and loan application form in-branch, no appointment needed.
  • Are you eligible to join us? If you live, work or are in education in our common bond you can join us. Our common bond covers the areas of Rathkeale, Adare, Croom, Ballingarry, Banogue, Cappagh, Croagh, Granagh, Kilfinny and Manister.

Why Borrow From Us?

When you borrow from Rathkeale & District Credit Union, you are helping others in your community to borrow as well as helping us to support your community through sponsorship and development.

Quick Loan Approval

We aim to come back to you with a decision within 48 hours of receiving your application and supporting paperwork. We approve 98% of all loan applications.

No Fees or Penalties

No administration, transaction or any other fees on loans. No penalties for early or lump sum payments.

Personal Service

Friendly, efficient service both in branch and online.

Reducing Balance Interest

This means you pay interest on the reducing balance of the loan; therefore, you pay less interest as the loan decreases.

Free Loan Insurance

Your loan is paid off in the event of your death or permanent disability (T & Cs apply). Other credit providers do not provide this without charging for it.

Flexible Repayment Options

Choose between weekly, fortnightly or monthly repayments. No extra charges for early repayments.

NOTE: All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. Rathkeale & District Credit Union Ltd. accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.

Terms & Conditions for Promotional Holiday Loan: Promotional rate applies to loans up to €10,000. The maximum term time is 3 years. Additional information may be requested.

Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Rathkeale & District Credit Union is regulated by the Central Bank of Ireland.