Put a bit more jingle in your pocket this Christmas!

Our Low-Rate Christmas Loan is available now.


Living or Working in Rathkeale, Adare, Croom & Surrounds – you can join and borrow with us.

We are your Local Credit Union

Why Borrow With Us?

Low Rate

Our Low Rate 6% Christmas loan is available now.

No Fees

No hidden charges with a credit union loan; no processing charges or documentation fees.

Join & Apply Same Day

Not a member, not a problem! Joining is quick and easy.

Express Loans

Loans approved in 24 hours. Loan application and documentation to be received by 11am.

Make your Christmas Magical…..

Whatever’s on your wish list, we can help make your dreams come true! 

Take advantage of our Low-Rate Christmas Loan.

Borrow up to €3000 over 12 months at 6%, with flexible repayment options.

Apply Now

Loans approved in 24 hours

Express Loans

Borrowing is easier – and quicker – than ever with our new Express Loans.

Open to New & Current Members.

Apply Now

We are here to help!

A Christmas Loan with us is cheaper than using your credit card.


Loan of €2,000 over 12 months with weekly payments of €39.68 at a variable rate of 6% (Annual Percentage Rate (APR) 6.18%). The total amount repayable is €2063.40. Cost of credit is €63.40.

Click here to see the rate difference between our Christmas loan and credit cards.

Apply Now


Types of loans available
Amount you'd like to borrow (€)
Repayment term
For how long (years)

Each repayment will be:
Your total repayment will be:
The total interest will be:


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069 64444


in Rathkeale, Adare or Croom

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Rathkeale & District Credit Union Ltd. is regulated by the Central Bank of Ireland .

The information provided on this calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting. Lending criteria and terms and conditions apply. Rathkeale & District Credit Union Ltd. accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.