Friday 27th November

Applying is easy – apply online or call 069 64444, our offices open at 9.30am. Scroll to see what you need to apply. Promotional rates apply to loan applications made 27.11.20.

Car Loan

5% (5.11% APR) loans from €5000

Christmas Loan

4.5% (4.59% APR) up to €3000

Join & Apply Same Day

You don’t have to be a member to apply for a loan with us!

Myth Busting

Loan decisions are based on your ability to repay.

Loan Calculator

Types of loans available
Amount you'd like to borrow (€)
Repayment term
For how long (years)

Each repayment will be:
Your total repayment will be:
The total interest will be:

Calculator is as an indication of payments.

Apply Online

CLICK TO APPLY ONLINE Using Our Online Banking
CLICK TO APPLY ONLINE – I am not a member


Apply By Phone

Rathkeale: 069 64444 | Adare: 061 396 790 | Croom: 061 397 783

Our offices open from 9.30am – 5pm

What Do I Need To Apply

Car Loan

  • 3 most recent payslips or social welfare slips
  • 3 months bank statements; (September, October and November 2020)

Christmas Loan

  • 3 most recent payslips or social welfare slips
  • 3 months bank statements; (September, October and November 2020)

Additional Information

  • Proof of ID: Valid Drivers Licence or Passport
  • Proof of Address: Bank statement or utility bill dated within last 6 months
  • Proof of PPS: Payslip, Revenue or Medical Card. Public Service Card NOT acceptable
  • We may have your information already on file

Join & Apply Same Day

  • Yes, you can Join and apply for a loan same day.
  • Are you eligible to join us? If you live, work or are in education in our common bond you can join us. Our common bond covers the areas of Rathkeale, Adare, Croom, Ballingarry, Banogue, Cappagh, Croagh, Granagh, Kilfinny and Manister.
  • No additional documentation is needed for your membership.

Important Information

  • Black Friday Promotional Rates apply to loan applications made 27.11.20
  • All relevant documentation for your loan must be received by 01.12.20
  • Documentation can be sent via email to loans@rdcu.ie

How To Apply

Online

You can apply for loans through our CU Online Banking facility or if you are not registered or not a member; click here to apply online.

Apply By Phone

Our offices are open from 9.30am – 5pm

Rathkeale: 069 64444 | Adare: 061 396 790 | Croom: 061 397 783

In Branch

Due to the COVID restrictions, there is a limit on the number of people allowed in our offices. We ask that you apply online or by phone where possible.

Terms & Conditions for Black Friday Loans

  • These rates are applicable only for loan applications made on 27.11.20
  • All relevant documentation for your loan must be received by 01.12.20. Documentation can be sent via email to loans@rdcu.ie
  • Black Friday Loan Rates do not apply to top ups
  • The maximum amount for a Christmas Loan is €3000
  • The maximum term time for a Christmas Loan is 1 year
  • The Car Loan promotional rate applies to loans over €5000
  • The maximum term time for a Car Loan is 5 years
  • Additional information may be requested

We aim for quick decisions. All our applications are treated confidentially and on their own merits. The key consideration is a member’s ability to make the loan repayments over the term of the loan.

Information correct as of 19.11.20. Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Rathkeale & District Credit Union is regulated by the Central Bank of Ireland.