Are you thinking of making home upgrades? Want to make your home more energy efficient and live more sustainably?

We’ve listed some of the grants and schemes available to help you make the changes you want to the home you love.

Home Energy Grants

The Sustainable Energy Authority of Ireland (SEAI) offers a wide range of grants to help you upgrade your home, making it warmer and more energy efficient. Grants included are; Insulation Grant, Heat Pump System Grant, Heating Controls Grant, Solar Water Heating Grant and Solar Electricity Grant.
Depending on the work being carried out, grants of up to ‎€6,000 are available. These are not based on income. To find out more, visit the SEAI website.

Free Energy Upgrades

As part of a nationwide EU scheme, free energy efficiency improvements are available to people who receive certain social welfare supports. You must meet certain requirements and be receiving one of the following: Fuel Allowance, Job Seekers Allowance, Working Family Payment, One-Parent Family Payment, Domiciliary Care Allowance or Carers Allowance (and live with the person you are caring for). To find out more about the scheme, visit the SEAI website.

Warmth and Wellbeing Pilot Scheme

Anyone who suffers from a chronic respiratory condition can apply for a free, extensive energy efficiency upgrade to their home, provided they meet certain conditions, and are referred by the HSE. This is currently a pilot scheme only, and limited to specific areas of Dublin. However, there are plans to extend it nationally, according to the government. Click here to learn more.

Home Improvement Loans

Grants are usually only paid to you after home improvement works have been carried out, so you will need to be able to pay the costs in full first. Rathkeale & District Credit Union offers a flexible, low cost home improvement loan which can be used for the costs of your home upgrades. Learn more about our Home Improvement Loan or click here to apply for a loan online.


Apply by phone or talk to us if you have any questions.

Call: 069 64444


You can apply in any of our branches at anytime. No appointment needed.

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Loan decisions are based on your ability to repay, not on how long you have been a member or how much you have saved with us. Talk to us first to see what you will you need to Join & Apply for your loan. Call 069 64444 or email