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    About Us

    Our mission is to meet our members financial needs through quality service, at good value whilst maintaining financial stability. Without the profit motive, decisions are made based on what’s best
    for members. There are no shareholders to enrich. We operate at the heart of the community.
    Our voluntary board is democratically elected from the local community


    Why Choose Us?

    We Put Our Members First

    We put our members before profit, returning any earnings in excess of operational costs through investment in new services or in the form of a dividend or loan rebate.

    Personal Service

    No machines in our branches. Always a member of staff to meet and discuss your needs.

    We Beat The Banks

    We know our members, offering personal service and competitive loan rates.
    We CU Differently.

    This is Your Credit Union

    Your credit union is a not-for-profit financial co-operative owned by the members who save and borrow there.

    No Transaction or Admin Fees

    We do not charge any administration or transaction fees on any of your dealings with your Credit Union.

    Free Insurance

    We offer a range of Insurance products, many of which are free to our members.


    Your needs change at different life stages and for each stage your Credit Union is here to help.


    You can become a member of RDCU from birth. Remember, it’s never too early to start saving for your child’s future.

    School Savings

    Good saving habits introduced early will last your child a lifetime. To encourage your child to save regularly, we visit local schools on a regular basis to collect from the pupils.


    Starting school, heading for college or returning to third level education. We offer educational loans at very competitive rates.

    New Car

    Whether this is your first car or you are planning to upgrade, we can tailor a loan package to meet your repayment capacity. And, with a credit union loan, you own your car immediately.

    Wedding Bells

    The dress, the venue, the food, the honeymoon. Weddings can be expensive. Let us help you have a stress free day with an affordable loan package.

    New Home

    Thinking of buying your first home or improving your existing one. We may be able to help with this important step in your life. We provide secured loans and home improvement loans at very competitive rates.

    Baby Makes 3

    Expecting a baby. Congratulations. Life is about to change, with lots of decisions to be made, and we can help you with the financial ones.

    Hard Times

    Times can get tough and bills can add up. If you are having a difficult time financially please contact us. We may be able to help you get back on your feet.


    With our Free-of-Charge Insurance Products, you and your family are protected in the event of the passing of the loan receipent.

    Latest News

    Credit Unions claim top spot in the Ireland Sustainability RepTrak® Index 2022

    Credit Unions have claimed first place in the Ireland Sustainability RepTrak® 2022 Index announced today by The Reputations Agency and The RepTrak® Company. Being a Positive influence on Society, Improving the lives of others and [...]

    Top spot for Customer Experience for 8th Consecutive Year

    Credit unions have topped the national CXi Ireland Customer Experience league table for an incredible, eighth consecutive year. Irish credit unions are the first organisation worldwide to win this award eight times in a row. [...]

    Proposed Merger Announcement

    Rathkeale and District Credit Union and Cois Sionna Desmond Credit Union We are delighted to inform you that we are currently advancing our discussions with Cois Sionna Desmond Credit Union in relation to combining our [...]

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