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About Us
Our mission is to meet our members financial needs through quality service, at good value whilst maintaining financial stability. Without the profit motive, decisions are made based on what’s best
for members. There are no shareholders to enrich. We operate at the heart of the community.
Our voluntary board is democratically elected from the local community
Why Choose Us?
We Put Our Members First
We put our members before profit, returning any earnings in excess of operational costs through investment in new services or in the form of a dividend or loan rebate.
Personal Service
No machines in our branches. Always a member of staff to meet and discuss your needs.
We Beat The Banks
We know our members, offering personal service and competitive loan rates.
We CU Differently.
This is Your Credit Union
Your credit union is a not-for-profit financial co-operative owned by the members who save and borrow there.
No Transaction or Admin Fees
We do not charge any administration or transaction fees on any of your dealings with your Credit Union.
Free Insurance
We offer a range of Insurance products, many of which are free to our members.
Lifestages
Your needs change at different life stages and for each stage your Credit Union is here to help.
Beginnings
You can become a member of RDCU from birth. Remember, it’s never too early to start saving for your child’s future.
School Savings
Good saving habits introduced early will last your child a lifetime. To encourage your child to save regularly, we visit local schools on a regular basis to collect from the pupils.
Education
Starting school, heading for college or returning to third level education. We offer educational loans at very competitive rates.
New Car
Whether this is your first car or you are planning to upgrade, we can tailor a loan package to meet your repayment capacity. And, with a credit union loan, you own your car immediately.
Wedding Bells
The dress, the venue, the food, the honeymoon. Weddings can be expensive. Let us help you have a stress free day with an affordable loan package.
New Home
Thinking of buying your first home or improving your existing one. We may be able to help with this important step in your life. We provide secured loans and home improvement loans at very competitive rates.
Baby Makes 3
Expecting a baby. Congratulations. Life is about to change, with lots of decisions to be made, and we can help you with the financial ones.
Hard Times
Times can get tough and bills can add up. If you are having a difficult time financially please contact us. We may be able to help you get back on your feet.
Passing
With our Free-of-Charge Insurance Products, you and your family are protected in the event of the passing of the loan receipent.
Latest News
Credit Union Art Competition
The Credit Union Art Competition 2020 has landed! This year’s theme is “Imagine More”, encouraging entrants to think past the current situation and imagine. Imagine More is influenced by the creative role art plays in [...]
ILCU Back to School Survey
The ILCU today released their Back to School National Survey, which shows that more than a third of parents are still getting into debt in order to cover back-to-school costs for their children, with books [...]
Member Notice: Savings Cap
Following due consideration and deliberation, the Board of Directors of Rathkeale & District Limited has reluctantly decided to introduce a cap of €30,000 on shares and are also introducing a cap on the amount a [...]