Loan Calculator

– Make a Quick Loan Enquiry Today –

Types of loans available
Amount you'd like to borrow (€)
Repayment term
For how long (years)

Each repayment will be:
Your total repayment will be:
The total interest will be:

    About Us

    Our mission is to meet our members financial needs through quality service, at good value whilst maintaining financial stability. Without the profit motive, decisions are made based on what’s best
    for members. There are no shareholders to enrich. We operate at the heart of the community.
    Our voluntary board is democratically elected from the local community

    LEARN MORE

    Why Choose Us?

    We Put Our Members First

    We put our members before profit, returning any earnings in excess of operational costs through investment in new services or in the form of a dividend or loan rebate.

    Personal Service

    No machines in our branches. Always a member of staff to meet and discuss your needs.

    We Beat The Banks

    We know our members, offering personal service and competitive loan rates.
    We CU Differently.

    This is Your Credit Union

    Your credit union is a not-for-profit financial co-operative owned by the members who save and borrow there.

    No Transaction or Admin Fees

    We do not charge any administration or transaction fees on any of your dealings with your Credit Union.

    Free Insurance

    We offer a range of Insurance products, many of which are free to our members.

    Lifestages

    Your needs change at different life stages and for each stage your Credit Union is here to help.

    Beginnings

    You can become a member of RDCU from birth. Remember, it’s never too early to start saving for your child’s future.

    School Savings

    Good saving habits introduced early will last your child a lifetime. To encourage your child to save regularly, we visit local schools on a regular basis to collect from the pupils.

    Education

    Starting school, heading for college or returning to third level education. We offer educational loans at very competitive rates.

    New Car

    Whether this is your first car or you are planning to upgrade, we can tailor a loan package to meet your repayment capacity. And, with a credit union loan, you own your car immediately.

    Wedding Bells

    The dress, the venue, the food, the honeymoon. Weddings can be expensive. Let us help you have a stress free day with an affordable loan package.

    New Home

    Thinking of buying your first home or improving your existing one. We may be able to help with this important step in your life. We provide secured loans and home improvement loans at very competitive rates.

    Baby Makes 3

    Expecting a baby. Congratulations. Life is about to change, with lots of decisions to be made, and we can help you with the financial ones.

    Hard Times

    Times can get tough and bills can add up. If you are having a difficult time financially please contact us. We may be able to help you get back on your feet.

    Passing

    With our Free-of-Charge Insurance Products, you and your family are protected in the event of the passing of the loan receipent.

    Latest News

    Credit Union Loan v Credit Card

    Are you planning to use your credit card for this years Christmas shopping? Before you start, take a look at our comparison table below - showing the rate differences between a Rathkeale & District Credit [...]

    Credit Union Junior Savers Week

    This week is National Credit Union Junior Savers Week and the aim is to encourage children to develop good saving habits for life and to encourage regular saving with their credit union. Implementing good money [...]

    Credit Union Art Competition

    The Credit Union Art Competition 2020 has landed! This year’s theme is “Imagine More”, encouraging entrants to think past the current situation and imagine. Imagine More is influenced by the creative role art plays in [...]