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About Us

Our mission is to meet our members financial needs through quality service, at good value whilst maintaining financial stability. Without the profit motive, decisions are made based on what’s best
for members. There are no shareholders to enrich. We operate at the heart of the community.
Our voluntary board is democratically elected from the local community

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Why Choose Us?

We Put Our Members First

We put our members before profit, returning any earnings in excess of operational costs through investment in new services or in the form of a dividend or loan rebate.

Personal Service

No machines in our branches. Always a member of staff to meet and discuss your needs.

We Beat The Banks

We know our members, offering personal service and competitive loan rates.
We CU Differently.

This is Your Credit Union

Your credit union is a not-for-profit financial co-operative owned by the members who save and borrow there.

No Transaction or Admin Fees

We do not charge any administration or transaction fees on any of your dealings with your Credit Union.

Free Insurance

We offer a range of Insurance products, many of which are free to our members.

Lifestages

Your needs change at different life stages and for each stage your Credit Union is here to help.

Beginnings

You can become a member of RDCU from birth. Remember, it’s never too early to start saving for your child’s future.

School Savings

Good saving habits introduced early will last your child a lifetime. To encourage your child to save regularly, we visit local schools on a regular basis to collect from the pupils.

Education

Starting school, heading for college or returning to third level education. We offer educational loans at very competitive rates.

New Car

Whether this is your first car or you are planning to upgrade, we can tailor a loan package to meet your repayment capacity. And, with a credit union loan, you own your car immediately.

Wedding Bells

The dress, the venue, the food, the honeymoon. Weddings can be expensive. Let us help you have a stress free day with an affordable loan package.

New Home

Thinking of buying your first home or improving your existing one. We may be able to help with this important step in your life. We provide secured loans and home improvement loans at very competitive rates.

Baby Makes 3

Expecting a baby. Congratulations. Life is about to change, with lots of decisions to be made, and we can help you with the financial ones.

Hard Times

Times can get tough and bills can add up. If you are having a difficult time financially please contact us. We may be able to help you get back on your feet.

Passing

With our Free-of-Charge Insurance Products, you and your family are protected in the event of the passing of the loan receipent.

Latest News

Places Left for our ‘Be Ready for College’ Information Evening

We are really looking forward to hearing the interesting group of speakers we have organised for our 'Be Ready for College' Information Evening. There are some places left, everyone is welcome to come on the [...]

‘Be Ready for College’ Information Night

Wednesday 23rd May 2018 at 7pm Charleville Park Hotel Rathkeale & District Credit Union, together with Kilmallock Credit Union are delighted to host a FREE Information evening for parents and students of TY, 5th [...]

Credit Unions most highly regarded by public, according to reputation study

Credit unions have earned the top spot in a national study, conducted by The Reputations Agency, measuring the highest regarded organisations in Ireland, for our role in providing trusted financial services to local communities. The [...]