Welcome to your Credit Union

Rathkeale & District Credit Union is a community based, member first co-operative, working in our communities for over 40 years. We have loans for all the little things and all the big things in life.

Looking after our own

About Us

Our mission is to meet our members financial needs through quality service, at good value whilst maintaining financial stability. Without the profit motive, decisions are made based on what’s best
for members. There are no shareholders to enrich. We operate at the heart of the community.
Our voluntary board is democratically elected from the local community


Why Choose Us?

We Put Our Members First

We put our members before profit, returning any earnings in excess of operational costs through investment in new services or in the form of a dividend or loan rebate.

Personal Service

No machines in our branches. Always a member of staff to meet and discuss your needs.

We Beat The Banks

We know our members, offering personal service and competitive loan rates.
We CU Differently.

This is Your Credit Union

Your credit union is a not-for-profit financial co-operative owned by the members who save and borrow there.

No Transaction or Admin Fees

We do not charge any administration or transaction fees on any of your dealings with your Credit Union.

Free Insurance

We offer a range of Insurance products, many of which are free to our members.


Your needs change at different life stages and for each stage your Credit Union is here to help.


You can become a member of RDCU from birth. Remember, it’s never too early to start saving for your child’s future.

School Savings

Good saving habits introduced early will last your child a lifetime. To encourage your child to save regularly, we visit local schools on a regular basis to collect from the pupils.


Starting school, heading for college or returning to third level education. We offer educational loans at very competitive rates.

New Car

Whether this is your first car or you are planning to upgrade, we can tailor a loan package to meet your repayment capacity. And, with a credit union loan, you own your car immediately.

Wedding Bells

The dress, the venue, the food, the honeymoon. Weddings can be expensive. Let us help you have a stress free day with an affordable loan package.

New Home

Thinking of buying your first home or improving your existing one. We may be able to help with this important step in your life. We provide secured loans and home improvement loans at very competitive rates.

Baby Makes 3

Expecting a baby. Congratulations. Life is about to change, with lots of decisions to be made, and we can help you with the financial ones.

Hard Times

Times can get tough and bills can add up. If you are having a difficult time financially please contact us. We may be able to help you get back on your feet.


With our Free-of-Charge Insurance Products, you and your family are protected in the event of the passing of the loan receipent.

Latest News


Rathkeale & District Credit Union is delighted to announce that our popular 8.5% (8.87% APR) Special Car Loan Rate will continue beyond it’s usual period of January, February and March! Why Take a Car Loan [...]

Schools Quiz

Rathkeale & District Credit Union held Stage One of the Credit Union Schools Quiz on Friday 27th January in Rathkeale House Hotel. The competition was very exciting with Scoil Naomh Iosaf and St. Nicholas emerging [...]

Presentation of Jerseys to Croagh Kilfinny Camogie Club

Rathkeale & District Credit Union are delighted to sponsor the jerseys for the Croagh Kilfinny Camogie Club. Pictured at the presentation is Margaret Heffernan, Manager and the Croagh Kilfinny Camogie Team. We wish the team [...]