Welcome to your Credit Union

Rathkeale & District Credit Union is a community based, member first co-operative, working in our communities for over 40 years. We have loans for all the little things and all the big things in life.

Looking after our own

About Us

Our mission is to meet our members financial needs through quality service, at good value whilst maintaining financial stability. Without the profit motive, decisions are made based on what’s best
for members. There are no shareholders to enrich. We operate at the heart of the community.
Our voluntary board is democratically elected from the local community

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Why Choose Us?

We Put Our Members First

We put our members before profit, returning any earnings in excess of operational costs through investment in new services or in the form of a dividend or loan rebate.

Personal Service

No machines in our branches. Always a member of staff to meet and discuss your needs.

We Beat The Banks

We know our members, offering personal service and competitive loan rates.
We CU Differently.

This is Your Credit Union

Your credit union is a not-for-profit financial co-operative owned by the members who save and borrow there.

No Transaction or Admin Fees

We do not charge any administration or transaction fees on any of your dealings with your Credit Union.

Free Insurance

We offer a range of Insurance products, many of which are free to our members.

Lifestages

Your needs change at different life stages and for each stage your Credit Union is here to help.

Beginnings

You can become a member of RDCU from birth. Remember, it’s never too early to start saving for your child’s future.

School Savings

Good saving habits introduced early will last your child a lifetime. To encourage your child to save regularly, we visit local schools on a regular basis to collect from the pupils.

Education

Starting school, heading for college or returning to third level education. We offer educational loans at very competitive rates.

New Car

Whether this is your first car or you are planning to upgrade, we can tailor a loan package to meet your repayment capacity. And, with a credit union loan, you own your car immediately.

Wedding Bells

The dress, the venue, the food, the honeymoon. Weddings can be expensive. Let us help you have a stress free day with an affordable loan package.

New Home

Thinking of buying your first home or improving your existing one. We may be able to help with this important step in your life. We provide secured loans and home improvement loans at very competitive rates.

Baby Makes 3

Expecting a baby. Congratulations. Life is about to change, with lots of decisions to be made, and we can help you with the financial ones.

Hard Times

Times can get tough and bills can add up. If you are having a difficult time financially please contact us. We may be able to help you get back on your feet.

Passing

With our Free-of-Charge Insurance Products, you and your family are protected in the event of the passing of the loan receipent.

Latest News

Winners: Members Day

During our Members Days on 19th and 20th October, we ran competitions for all our members who visited our branches on those days. We are delighted to announce our winners: €50 Voucher for Eurospar Rathkeale: [...]

MEMBER NOTICE: Phishing Scam

There is currently a phishing scam targeting Credit Union members running throughout the country. Members who have been targeted will receive an email from an address that seems legitimate, and will be titled something around [...]

Members Day in our Croom Branch

On Friday 20th October, Rathkeale & District Credit Union celebrated International Credit Union with a Members Day, celebrating our members. We invited our members to join us for a cuppa, some treats and a chat. [...]