Rathkeale & District Credit Union is a community based, member first co-operative, working in our communities for over 40 years. We have loans for all the little things and all the big things in life.
Looking after our own
Our mission is to meet our members financial needs through quality service, at good value whilst maintaining financial stability. Without the profit motive, decisions are made based on what’s best
for members. There are no shareholders to enrich. We operate at the heart of the community.
Our voluntary board is democratically elected from the local community
We put our members before profit, returning any earnings in excess of operational costs through investment in new services or in the form of a dividend or loan rebate.
No machines in our branches. Always a member of staff to meet and discuss your needs.
We Beat The Banks
We know our members, offering personal service and competitive loan rates.
We CU Differently.
This is Your Credit Union
Your credit union is a not-for-profit financial co-operative owned by the members who save and borrow there.
No Transaction or Admin Fees
We do not charge any administration or transaction fees on any of your dealings with your Credit Union.
We offer a range of Insurance products, many of which are free to our members.
Your needs change at different life stages and for each stage your Credit Union is here to help.
You can become a member of RDCU from birth. Remember, it’s never too early to start saving for your child’s future.
Good saving habits introduced early will last your child a lifetime. To encourage your child to save regularly, we visit local schools on a regular basis to collect from the pupils.
Starting school, heading for college or returning to third level education. We offer educational loans at very competitive rates.
Whether this is your first car or you are planning to upgrade, we can tailor a loan package to meet your repayment capacity. And, with a credit union loan, you own your car immediately.
The dress, the venue, the food, the honeymoon. Weddings can be expensive. Let us help you have a stress free day with an affordable loan package.
Thinking of buying your first home or improving your existing one. We may be able to help with this important step in your life. We provide secured loans and home improvement loans at very competitive rates.
Baby Makes 3
Expecting a baby. Congratulations. Life is about to change, with lots of decisions to be made, and we can help you with the financial ones.
Times can get tough and bills can add up. If you are having a difficult time financially please contact us. We may be able to help you get back on your feet.
With our Free-of-Charge Insurance Products, you and your family are protected in the event of the passing of the loan receipent.
The annual Irish League of Credit Unions’ (ILCU) survey shows clearly that parents continue to struggle with the back to school spend. 20% of primary school parents and 31% of secondary school parents say they [...]
CAN WE HELP YOU?
Whether it's a loan for that Dream Holiday or you want to set up a Savings Account contact our team today and we will give you the advice you need…