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About Us

Our mission is to meet our members financial needs through quality service, at good value whilst maintaining financial stability. Without the profit motive, decisions are made based on what’s best
for members. There are no shareholders to enrich. We operate at the heart of the community.
Our voluntary board is democratically elected from the local community


Why Choose Us?

We Put Our Members First

We put our members before profit, returning any earnings in excess of operational costs through investment in new services or in the form of a dividend or loan rebate.

Personal Service

No machines in our branches. Always a member of staff to meet and discuss your needs.

We Beat The Banks

We know our members, offering personal service and competitive loan rates.
We CU Differently.

This is Your Credit Union

Your credit union is a not-for-profit financial co-operative owned by the members who save and borrow there.

No Transaction or Admin Fees

We do not charge any administration or transaction fees on any of your dealings with your Credit Union.

Free Insurance

We offer a range of Insurance products, many of which are free to our members.


Your needs change at different life stages and for each stage your Credit Union is here to help.


You can become a member of RDCU from birth. Remember, it’s never too early to start saving for your child’s future.

School Savings

Good saving habits introduced early will last your child a lifetime. To encourage your child to save regularly, we visit local schools on a regular basis to collect from the pupils.


Starting school, heading for college or returning to third level education. We offer educational loans at very competitive rates.

New Car

Whether this is your first car or you are planning to upgrade, we can tailor a loan package to meet your repayment capacity. And, with a credit union loan, you own your car immediately.

Wedding Bells

The dress, the venue, the food, the honeymoon. Weddings can be expensive. Let us help you have a stress free day with an affordable loan package.

New Home

Thinking of buying your first home or improving your existing one. We may be able to help with this important step in your life. We provide secured loans and home improvement loans at very competitive rates.

Baby Makes 3

Expecting a baby. Congratulations. Life is about to change, with lots of decisions to be made, and we can help you with the financial ones.

Hard Times

Times can get tough and bills can add up. If you are having a difficult time financially please contact us. We may be able to help you get back on your feet.


With our Free-of-Charge Insurance Products, you and your family are protected in the event of the passing of the loan receipent.

Latest News

Remembering Nora Herlihy

On this International Women's Day, we would like to celebrate Nora Herlihy, one of the founding members of the Credit Union movement. At a time when women were not prominent in Irish society, Nora Herlihy, [...]

Member Notice: Rathkeale Office Open

SATURDAY 3rd MARCH We are OPEN NOW in Rathkeale until 4pm. Our Adare & Croom offices will remain closed. We apologise for any inconvenience this may cause. Stay safe out there!  

Member Notice: School Quiz Cancelled

The Chapter 13 Credit Unions stage of the Schools Quiz scheduled for this weekend has been cancelled due to the bad weather. DO NOT ATTEND THIS EVENT. Please Share.