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About Us

Our mission is to meet our members financial needs through quality service, at good value whilst maintaining financial stability. Without the profit motive, decisions are made based on what’s best
for members. There are no shareholders to enrich. We operate at the heart of the community.
Our voluntary board is democratically elected from the local community

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Why Choose Us?

We Put Our Members First

We put our members before profit, returning any earnings in excess of operational costs through investment in new services or in the form of a dividend or loan rebate.

Personal Service

No machines in our branches. Always a member of staff to meet and discuss your needs.

We Beat The Banks

We know our members, offering personal service and competitive loan rates.
We CU Differently.

This is Your Credit Union

Your credit union is a not-for-profit financial co-operative owned by the members who save and borrow there.

No Transaction or Admin Fees

We do not charge any administration or transaction fees on any of your dealings with your Credit Union.

Free Insurance

We offer a range of Insurance products, many of which are free to our members.

Lifestages

Your needs change at different life stages and for each stage your Credit Union is here to help.

Beginnings

You can become a member of RDCU from birth. Remember, it’s never too early to start saving for your child’s future.

School Savings

Good saving habits introduced early will last your child a lifetime. To encourage your child to save regularly, we visit local schools on a regular basis to collect from the pupils.

Education

Starting school, heading for college or returning to third level education. We offer educational loans at very competitive rates.

New Car

Whether this is your first car or you are planning to upgrade, we can tailor a loan package to meet your repayment capacity. And, with a credit union loan, you own your car immediately.

Wedding Bells

The dress, the venue, the food, the honeymoon. Weddings can be expensive. Let us help you have a stress free day with an affordable loan package.

New Home

Thinking of buying your first home or improving your existing one. We may be able to help with this important step in your life. We provide secured loans and home improvement loans at very competitive rates.

Baby Makes 3

Expecting a baby. Congratulations. Life is about to change, with lots of decisions to be made, and we can help you with the financial ones.

Hard Times

Times can get tough and bills can add up. If you are having a difficult time financially please contact us. We may be able to help you get back on your feet.

Passing

With our Free-of-Charge Insurance Products, you and your family are protected in the event of the passing of the loan receipent.

Latest News

Notice of Annual General Meeting

Notice is hereby given that the Annual General Meeting (AGM) of Rathkeale & District Credit Union Ltd. will take place Monday 17th December 2018, at 7.30pm in Rathkeale House Hotel. All members are welcome.

Christmas Opening Hours

To help with all your seasonal credit union needs, here are our opening hours this Christmas and New Year. We wish you a Happy Christmas and all the best for 2019.

Credit Unions emerge in top spot for Customer Experience for Fourth Consecutive Year

Credit unions have been voted Number One for Customer Experience in the 2018 CXi Ireland Customer Experience Report, taking the award for the fourth year running. This is the first time, anywhere in the world, [...]